Forget everything you know about credit cards.

About Jasper

Jasper, the premium Mastercard® designed for professionals, is more than just a credit card—it’s a credit-building partner. Jasper uses technology to understand where customers are going in life, instead of looking just at where they have been. This way, applicants may qualify for a premium Jasper Mastercard, issued by WebBank, even if they are just starting their credit journey. The Jasper Mastercard’s unique features make credit-building simpler and easier, so cardholders can focus on building their future with peace of mind.  

The Jasper Mastercard® is especially helpful for customers who are new to credit in the U.S., such as young adults who have recently started their professional lives and expatriates who have recently relocated to the U.S. for work.

How It Works:

No credit history¹ required to apply if you don’t already have one

An intuitive experience that includes personalized, real-time financial advice, and innovative auto payment options.

Ongoing education for smart credit use via app and emails to encourage healthy financial behavior.

All the benefits of a premium Mastercard®.

High credit limits, low interest rates

No annual fee³, no security deposit.

The Jasper Mastercard issued by WebBank, Member FDIC

Use Your Card Anywhere

Your secured credit card is issued by Mastercard® and gives you the freedom to make purchases with your card everywhere Mastercard® is accepted.

  • Reports To Equifax and TransUnion
  • Signup is easy and fast
  • No credit history required to apply if you don't already have one
  • Amazing Customer Support

HISTORY OF JASPER

The founders and executives of Jasper experienced the US credit industry’s “chicken or egg” problem first-hand when they arrived in the US. Despite being high-tech professionals, they were denied credit cards by the U.S. credit system. So, they decided to solve the problem for other successful expats like themselves. Together they founded a different kind of credit card company that would say “yes” to qualified expats and other new-to-credit customers.

When the company first launched in 2015 under the CreditStacks brand, the credit card offering targeted professionals who had recently relocated to the U.S. for work and, due to a lack of local credit history, were finding it challenging to qualify for a premium credit card. Since the company relaunched as Jasper in 2020, the card has targeted a broader group of consumers in the U.S. who are struggling to build credit from scratch, including young adults who have recently started their professional lives.

The Jasper Mastercard, issued by WebBank, offers unique features designed to help more U.S. consumers build excellent credit from scratch. First, the company makes its premium credit card accessible to more consumers by using a holistic approach and innovative technology to assess applicants. Credit history¹ is not required to apply if an applicant does not already have one. Second, the credit card is designed to promote a financially healthy lifestyle, free from unnecessary debt.

FEES

  • No annual fee³
  • One low purchase APR: 15.49% (variable)
  • No security deposit
  • No foreign transaction fees
  • Review the Jasper fee schedule

Build Great Credit From Scratch

  • More than a credit card, Jasper will be your credit-building partner
  • Get personalized, real-time financial advice, and innovative auto payment options
  • Receive ongoing education for smart credit use via app and emails to encourage healthy financial behavior

¹ If the applicant has been living in the US for more than one year at the time of application, SSN must be provided and application review will include a credit check.  

² SSN is required within 60 days of card activation. Card can only be activated from within the US. Applicants who have been living in the US for one year or more must provide SSN at the time of application and undergo a credit check.  

³ Review the Jasper fee schedule.

The Jasper Mastercard® is issued by WebBank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. WebBank, Member FDIC © 2020.