Cards for Bad Credit

First Progress Platinum Select Mastercard® Secured Credit Card

Regular APR

17.74% (V)

Annual Fee

$39

Credit Line

$2,000

on Synovus Bank secure website.

First Progress Platinum Select MasterCard® Secured Credit Card with a credit line based on a security deposit rather than on a credit score. The card is designed to advance the accumulation of new information in a credit file by reporting account activity to all three of the major national credit bureaus every month.

Reflex MasterCard®

Regular APR

24.99% – 29.99% (Variable)

Annual Fee

See Terms

Credit Line

Fair/Poor/Bad/Limited

on Chase secure website.

The Reflex Mastercard® is designed for people with less than perfect credit. It features $300, $500, and $750 credit limits with security deposits options for the $500.

Merrick Bank®

Intro (Purchases)

N/A

Intro (Transfers)

N/A

Credit Line

$200-$3,000, depending on deposit amount

on issuer’s secure website.

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Surge Mastercard®

Intro Rate

See website for Details*

Intro Period

See website for Details*

Regular APR

24.99% – 29.99% (Variable)

on Celtic Bank secure website.

Campaign promoting the Surge Mastercard credit card.